# Disclaimer

ChinaLady including but not limited to the overall project, the token, website, smart contracts and any apps (“ChinaLady ”) as presented in this conceptual paper is not a licensed, unlicensed or exempted financial or payment service of any kind and in any jurisdiction.

Any terminology used in this Whitepaper, on the Website or within the app is intended only as a basic reference, without any effective or legal meaning of the same terms in a regulated and/or financial environment. ChinaLady is a fully and completely decentralized and community driven project and does not have owners, shareholders, promoters, marketers, managers, directors or other figures or entities exerting any form of governance;

The ChinaLady smart contracts are open-source, security audited, permanent and non-modifiable in any way. The ChinaLady token is a strictly utility token in any jurisdiction and is not and can not be considered as a security or otherwise a regulated token of any kind, is not in any way e-money and/or a fiat or asset backed stablecoin, whether global or limited in scope.

This Whitepaper taken by itself is not a contract or a contractual agreement of any kind, is not an invitation, solicitation or offer to invest in ChinaLady or acquire or use its ChinaLady tokens in any way and with any expectation of profit in any form. Any user of ChinaLady declares to have received appropriate technical, administrative, regulatory and legal advice before and after accessing and/or reading this Whitepaper, the website and using any portion or element of ChinaLady (including any ChinaLady token therein) and accepts that there is an inherent high risk in accessing, acquiring or using any kind of blockchain and/or crypto system, token, platform, software, interface including ChinaLady and further acknowledges with full disclaimer for any community member directly or indirectly involved with ChinaLady , that there can be any kind of damage suffered, including total loss.
